YouTrip
YouTrip Card Singapore – Save on Overseas Spending & Online Shopping (2025)
YouTrip Card Singapore is quickly becoming a must-have for travellers and online shoppers alike. With zero foreign transaction fees, wholesale exchange rates, and the ability to hold over 150 currencies, it’s one of the smartest ways to pay when you’re spending in foreign currency.
Whether you’re booking flights, shopping on Amazon US, or grabbing a coffee in Tokyo, the YouTrip card makes it simple, secure, and cost-effective.
What Is the YouTrip Card?
YouTrip is a multi-currency prepaid Mastercard® designed to help Singaporeans save money on overseas transactions and online purchases in foreign currencies.
With the YouTrip mobile app, you can:
- Hold and manage multiple currencies in one wallet
- Lock in favourable exchange rates before you travel
- Spend overseas with no foreign transaction fees
- Withdraw cash at ATMs worldwide (small fee applies)
💡 Bonus: The YouTrip Card is free to sign up and if you do so through the link, you will get $5 — no annual fees, no hidden charges.
Why Use the YouTrip Card in Singapore?
Here’s why more Singaporeans are switching to YouTrip:
1. Zero Foreign Transaction Fees
Most Singapore-issued cards charge an extra 2%–3% fee for overseas purchases. YouTrip charges 0%. That’s instant savings every time you spend abroad or shop in a foreign currency online.
2. 150+ Currencies at Wholesale Rates
Convert your SGD to foreign currency instantly within the app, locking in great rates before you travel.
3. Perfect for Online Shopping
Buying from overseas stores like ASOS, Amazon US, or Taobao? Pay in the seller’s currency for better rates and no hidden fees.
4. Travel-Ready Convenience
Accepted anywhere Mastercard® is accepted — that’s over 80 million merchants worldwide.
Real-Life Example – How Much You Can Save
Let’s say you spend SGD 1,000 in Japan:
| Payment Method | FX Fee | Rate Difference | Total Extra Cost |
|---|---|---|---|
| Typical Credit Card | 3% | Slightly worse rate | ~$40 SGD |
| YouTrip Card | 0% | Wholesale rate | $0 SGD |
That’s $40 back in your pocket — and that’s just one trip.
How to Get Your YouTrip Card in Singapore
Signing up takes just a few minutes:
- Download the YouTrip app from the App Store or Google Play Store.
- Register with Singpass — quick and secure.
- Receive your free card in the mail (usually within 7–10 working days).
- Top up and start spending in over 150 currencies.
Tips for Maximising Your YouTrip Savings
- Always pay in local currency when overseas. Learn why on Visa’s Dynamic Currency Conversion guide.
- Convert money in the app when exchange rates are favourable.
- Use YouTrip for all foreign currency purchases, but keep a backup credit card for emergencies.
- Pair YouTrip with travel insurance for complete peace of mind.
FAQs About the YouTrip Card Singapore
Q: Is the YouTrip card free?
A: Yes, there’s no sign-up fee or annual fee.
Q: Can I withdraw cash with YouTrip?
A: Yes, at ATMs worldwide. A small fee applies.
Q: Does YouTrip have a spending limit?
A: Yes, up to SGD 30,000 in your wallet at any time, with daily spending limits for security.
Q: Can I use YouTrip online?
A: Absolutely — use it for any online store that accepts Mastercard®.
Final Verdict – Should You Get the YouTrip Card?
If you travel overseas or shop from international websites even a few times a year, the YouTrip Card Singapore can save you a substantial amount in fees and poor exchange rates.
With no annual fee, wholesale FX rates, and multi-currency convenience, it’s a no-brainer for savvy spenders.