Endowus
Why Endowus Is Worth Your Attention
When it comes to investing in Singapore, many platforms promise low fees and high returns — but few deliver with the same transparency and convenience as Endowus. As the first MAS-licensed digital wealth platform that lets you invest CPF, SRS, and cash seamlessly, Endowus has become a go-to for smart investors who want both ease and efficiency.
And the best part? With the Endowus referral program, you can kickstart your investment journey with bonus cashback when you sign up through a referral link.
If you’re new to investing, you might want to first check out our Beginner’s Guide to Investing in Singapore before jumping into Endowus.
What Is Endowus?
Endowus is a Singapore-based digital wealth platform designed to make investing more accessible. It allows you to:
- Invest CPF OA/SA, SRS, or cash in globally diversified portfolios.
- Access institutional-grade funds at a fraction of the cost.
- Automate your investing through regular recurring contributions.
Its mission is simple — to help investors achieve better long-term outcomes with lower costs.
Why Use Endowus?
Here are the main reasons investors choose Endowus:
- MAS Licensed – Fully regulated for peace of mind.
- Low & Transparent Fees – No hidden costs; platform fee starts from 0.25% p.a.
- Access to CPF & SRS Investments – A unique advantage over many robo-advisors.
- Global Diversification – Portfolios designed with asset managers like Dimensional and PIMCO.
- Goal-Based Planning – Set and track investment goals easily.
How the Endowus Referral Program Works
The Endowus referral program rewards both the referrer and the referee.
When you sign up through my Endowus referral link and fund your account:
- You get S$20 fee credit (or the latest sign-up bonus available).
- I get rewarded too — a win-win.
This fee credit offsets your Endowus platform fees, so you start investing with more of your money working for you from day one.
Step-by-Step: How to Sign Up With a Referral Link
- Click the Referral Link – Use this link to ensure your bonus is tracked.
- Create Your Account – Sign up using your Singpass for easy verification.
- Fund Your Account – You can start with as little as S$1,000 (check current minimums).
- Claim Your Fee Credit – Bonus will be applied automatically after funding.
Tips to Maximise Your Endowus Investment
- Start with your CPF OA/SA to make your retirement funds work harder.
- Set up recurring monthly investments to take advantage of dollar-cost averaging.
- Diversify across Core, ESG, and Income portfolios for balance and growth.
Final Verdict
If you’ve been looking for a low-cost, regulated, and CPF-friendly way to invest, Endowus is a strong choice. Their referral program makes it even more attractive to start now — you’ll get free fee credits and be able to keep more of your returns.
Remember: As with any investment platform, your funds are always subject to market risks. Only invest what you can afford to leave for the long term.